From Jan 1st-March 31st, you can change your Medicare Advantage Plan to another Medicare Advantage Plan. It's not too late to change to get the benefits that you need.
A letter from social security will tell you that you are turning 65 and your health insurance will be Medicare. You will see a reduction from your social security check each month to pay for Medicare. This impact many seniors who are low income, whose only income is social security benefit.
I can help you get that money back so you won't pay $148.50 a month.
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Why is this important?
Medicare is a confusing matter for seniors and retirees. Just like any insurance products, there are open enrollment period for beneficiaries to enroll by. Missing their initial enrollment period will cost them, a penalty set by the government that will impact their Medicare premium for life. Once they turn 65 or retired from their work, they can only be on Medicare. It is illegal to enroll them into a private insurance that is not contracted with Medicare.
Beneficiaries who doesn't understand how Medicare work will not get the full benefits causing frustration with their health and well being.
It's important to work with a consultant who can help them from the beginning.